Do unused SaldeoSMART credits carry over to the next month?

In the plans for accounting firms credits build up to five times the plan you chose, and moving down to a smaller plan cuts the pool. In the plans for companies a credit is valid for one month and anything unused is lost.

Can I change my SaldeoSMART plan while we are working together?

More credits take effect at once, either by asking us or by changing it in the admin panel. A reduction takes effect from the next calendar month.

SaldeoSMART pricing worked out in documents

Q: What uses up credits in SaldeoSMART?

OCR of invoices from outside KSeF (1 credit per page), OCR of a PDF bank statement, pulling transactions from the bank (1 credit per three transactions) and coding an invoice with AI (parameters, dimensions and type) at 1 credit per document. Sending and receiving an invoice through KSeF uses no credits.

Q: Is integration with accounting software included in the SaldeoSMART price?

It depends on the accounting software. Some connections are included in the product, some are paid separately.

Q: How long does SaldeoSMART keep documents?

In the Asystent and Specjalista plans, five years from the end of the year in which the tax payment fell due. In the Ekspert plans, indefinitely for as long as the contract runs.

SaldeoSMART plans are billed in credits. The calculator converts them into documents. Enter how many documents pass through your firm or company in a month. The calculator picks the plan and shows the net price, including the add-ons for client accounts and workflow users. The figures here are the vendor's list prices in Polish złoty, net of VAT. The software interface is in Polish; our team works with you in English.

Who it is for

Three numbers that decide the plan

Documents per month purchase and sales invoices from outside KSeF, Poland's National e-Invoicing System

Accounting firm clients above the limit there is a monthly add-on

Document workflow users applies to the Ekspert plans

If you want to get closer to the real figure

Average pages per document a credit is charged per page, not per document

KSeF invoices coded by AI 1 credit = 1 invoice; downloading from KSeF on its own costs nothing

Bank transactions per month 1 credit = 3 transactions

Plans for your volume

We carry your figures across to the form, so you do not have to retype anything.

What the calculator covers, and what comes on top The calculator covers the subscription only. Invoices from KSeF land on the account without using credits; you pay only for AI coding (separate field above). On top of the subscription come implementation, support and sometimes integration with your accounting software. We give those amounts after a call, and a range before the quote.

Full feature comparison

What exactly you get in each plan. ✓ means the feature is standard, a cross means it is missing, and coloured text is a condition or a cost in credits. The table is long, so we folded it behind one click.

Show the full feature comparison across all plans

Show the full table of credit tiers

Net prices, per month. Above the highest tier in the table we price individually. The table shows the version of the plan that works out cheaper for your number of clients, exactly the one the cards above used. Price list as at October 2026.

Questions we get asked most

If your question is not here, write to us.

Do unused credits carry over to the next month?

This is the biggest difference between the two price lists. In the plans for accounting firms credits build up. The pool can grow to five times the plan you chose, but moving down to a smaller plan cuts it to five times the new one. In the plans for companies a credit is valid for one month and anything unused is lost. If the number of documents varies a lot, work out the month with the most documents in the calculator.

What actually uses up credits?

OCR of invoices from outside KSeF (1 credit per page, not per document, which is why the calculator asks about the average number of pages), OCR of a PDF bank statement, pulling transactions from the bank (1 credit per three transactions) and coding an invoice with AI, meaning the parameters, dimensions and type, where 1 credit goes per document. Sending and receiving an invoice through KSeF uses no credits and sits inside the subscription. We wrote it up step by step on the page about KSeF in SaldeoSMART.

Is integration with my accounting software included in the price?

It depends on the software. Some connections are included in the product, some are paid separately. The details for each application are on the integration page. Tell us what you keep the books in and we will write back with how it looks in your case.

Can I change plan while we are working together?

More credits take effect at once: a message to us is enough, or a change in the admin panel. A reduction only takes effect from the next calendar month.

How long are documents kept?

In the Asystent and Specjalista plans the archive covers five years, counted from the end of the year in which the tax payment fell due. In the Ekspert plans documents are kept indefinitely, for as long as the contract runs.

Let's talk about pricing your implementation

The calculator shows the subscription only. Implementation, integration and ongoing support are priced after a short call about your documents.

The quote is discussed with you by the person who will run the implementation. Prefer to call? 513 805 506

Book a consultation or see what we do during implementation →