Transactions come in from the bank and match themselves to invoices. What stays unmatched is the real work to be done. The rest happens with no human in the way.
The system pulls transactions from the bank account, either through a link with the bank or by capturing a PDF statement, and sets them against invoices. Whatever matched stops needing attention. Whatever is left is the real work: an overpayment, an underpayment, a payment with no document behind it.
In the other direction, the same feature prepares payments and keeps an eye on unpaid invoices, due dates included.
1 credit = 3 transactions read. At two hundred transactions a month that comes to roughly 67 credits, which is less than people usually guess. Our calculator has a separate field for it, so it's easy to check how it affects the choice of plan.
The table comes straight from the vendor's price list, the same one our calculator uses. As of August 2026.
| Feature | Asystent księgowego (Accountant's Assistant) | Specjalista biura (Office Specialist) | Ekspert biura (Office Expert) |
|---|---|---|---|
| bank integration with account balances on screen | 10 credits/month | 10 credits/month | 10 credits/month |
| automatic download of transactions from the bank account | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded |
| automatic settlement matching from downloaded bank transactions or from a statement | ✓ | ✓ | ✓ |
| automatic dimensions on transactions | ✓ | ✓ | ✓ |
| electronic transfers generated in PLN and in foreign currency | ✓ | ✓ | ✓ |
| e-payment option for invoices issued in SaldeoSMART | for 3 clients | ✓ | ✓ |
| Feature | Asystent e-faktur (e-Invoice Assistant) | Asystent firmy (Company Assistant) | Specjalista firmy (Company Specialist) | Ekspert firmy (Company Expert) |
|---|---|---|---|---|
| bank integration with account balances on screen | × | × | 10 credits/month | 10 credits/month |
| downloading transactions from the bank account | × | × | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded |
| automatic matching from downloaded bank transactions or from a statement | × | × | ✓ | ✓ |
| automatic dimensions on transactions | × | × | ✓ | ✓ |
| electronic transfers generated in PLN and in foreign currency | ✓ | ✓ | ✓ | ✓ |
| e-payment option for invoices issued in SaldeoSMART | ✓ | ✓ | ✓ | ✓ |
Matching works better the more carefully payment references are written. If clients pay for several invoices in one lump with no numbers in the reference, part of the work stays manual and no setting will change that. Better to know it before the implementation than after.
The link with the bank or the capture of statements, the matching rules, currency handling and passing the settlements through to your accounting software.
Statement capture and transaction matching are easy to work out on your own numbers. Tell us how many transactions a month go through your accounts and we'll count it together with the credits.
The person who runs the demo is the one who later does the implementation and stays with you for ongoing support. Prefer to call? 513 805 506