Settlements, payments and bank statements
Bank transactions match themselves to invoices. The accountant deals only with what did not match: an overpayment, an underpayment, a payment with no document.
Matching payments to invoices
The system pulls transactions from the bank account, through a bank connection or by reading a PDF statement, and sets them against invoices. Matched items need no further attention.
The same feature prepares transfers and keeps track of unpaid invoices and their due dates.
How many credits a statement uses
1 credit = 3 transactions read. At two hundred transactions a month that is about 67 credits, which is less than people usually guess. Our calculator has a separate field for it, so it is easy to see how it affects the choice of plan.
What is in which plan
In the plans for accounting firms
| Feature | Asystent księgowego (Accountant's Assistant) | Specjalista biura (Office Specialist) | Ekspert biura (Office Expert) |
|---|---|---|---|
| bank integration with account balances on screen | 10 credits/month | 10 credits/month | 10 credits/month |
| automatic download of transactions from the bank account | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded |
| automatic settlement matching from downloaded bank transactions or from a statement | ✓ | ✓ | ✓ |
| automatic dimensions on transactions | ✓ | ✓ | ✓ |
| electronic transfers generated in PLN and in foreign currency | ✓ | ✓ | ✓ |
| e-payment option for invoices issued in SaldeoSMART | for 3 clients | ✓ | ✓ |
In the plans for companies
| Feature | Asystent e-faktur (e-Invoice Assistant) | Asystent firmy (Company Assistant) | Specjalista firmy (Company Specialist) | Ekspert firmy (Company Expert) |
|---|---|---|---|---|
| bank integration with account balances on screen | × | × | 10 credits/month | 10 credits/month |
| downloading transactions from the bank account | × | × | 1 credit = 3 transactions downloaded | 1 credit = 3 transactions downloaded |
| automatic matching from downloaded bank transactions or from a statement | × | × | ✓ | ✓ |
| automatic dimensions on transactions | × | × | ✓ | ✓ |
| electronic transfers generated in PLN and in foreign currency | ✓ | ✓ | ✓ | ✓ |
| e-payment option for invoices issued in SaldeoSMART | ✓ | ✓ | ✓ | ✓ |
Source: SaldeoSMART price list, October 2026 (the same one our calculator uses).
Transfer titles decide the result
Matching works better the more carefully transfer titles are written. If clients pay for several invoices in one go without invoice numbers in the title, part of the work stays manual and no setting will change that. We check this on your statements before the implementation.
Bank, currencies and the accounting software
We set up the bank connection or statement capture, the matching rules, currency handling and the hand-over of settlements to the accounting software.
Let's work it out on your numbers
Tell us how many transactions go through your accounts a month, and we will work out the matching together with the credits.
The demo is run by the person who will later implement the system. Prefer to call? 513 805 506